Photo of Jerry G. Sanchez

Jerry G. Sanchez Senior Counsel

Areas of Practice

Industries

Bar Admissions

  • Texas, 1984

Education

The University of Texas School of Law, J.D., 1984

The University of Texas at Austin, B.A., Liberal Arts, 1981

Southern Methodist University Southwestern Graduate School of Banking, Certificate, Banking and Finance, 1993

Language

Jerry Sanchez provides legal and regulatory counsel for banks and financial companies on a variety of compliance and consumer finance matters. For non-bank entities, Jerry advises on state license and registration requirements, interest and usury limits, unfair and deceptive trade practices, and state consumer disclosure laws.

Experience

Jerry has more than 20 years of bank regulatory agency and law firm experience advising financial institutions on a full range of regulatory matters. He prepares and files financial regulatory applications including merger and acquisitions, branch and subsidiary filings, and provides advice regarding legal and regulatory issues. He has counseled clients regarding compliance with:

  • Truth in Lending Act and Regulation Z
  • Truth in Savings Act and Regulation DD
  • Equal Credit Opportunity Act (“ECOA”) and Regulation B
  • Fair Credit Reporting Act, RESPA and Regulation X
  • Electronic Funds Transfer Act and Regulation E
  • affiliated business arrangements
  • electronic banking and E-commerce
  • federal preemption
  • legal lending limits
  • federal and state privacy laws and regulations
  • fiduciary activities
  • Bank Secrecy Act and anti-money laundering regulations
  • CRA
  • implementation of the Dodd-Frank Act, including drafting new regulation comment letters.
  • review bank vendor contracts
  • draft treasury management agreements

Jerry’s experience includes the following:

Federal Deposit Insurance Corporation (FDIC)
Advised management and examiners in an eight state region regarding a wide variety of supervision and consumer compliance legal issues. He represented the FDIC in proceedings involving the imposition of civil money penalties against state-supervised banks, and also advised and represented the FDIC in actions involving fair lending claims against state-supervised banks.

Texas Department of Banking
Performed legal analysis, including the preparation of legal memoranda, regarding state and federal laws and regulations, affecting Texas chartered banks, trust companies, foreign bank agencies and representative offices, currency exchange businesses, and other regulated financial entities. Principal drafter of the Texas Trust Company Act of 1997 and its implementing regulations.

Memberships & Involvement

  • Dallas Area Compliance Association, Board of Directors
  • DFW Hispanic Bankers Association Board of Directors, Secretary
  • Financial Institutions Legal Counsel Network ("FILCN"), Past President
  • Dallas Bar Association, Member

Community/Civic Activities

  • The Kessler School, Past Board Chair
  • Kessler Neighbors United, Board of Directors