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Amy Jonker and Robert Horwitz Co-Author Article for

Offers Insight Into Recently Broadened Verification Requirements for Debt Collectors Under the Fair Debt Collection Practices Act (FDCPA)

July 24, 2014

Amy R. Jonker, a Grand Rapids, Michigan-based attorney in Dykema’s Litigation Department, and Robert M. Horwitz, a Detroit-based attorney in the firm’s Financial Services Litigation Practice Group, co- authored an article—“Sixth Circuit Broadens FDCPA Verification Requirements for Debt Collectors”—that appeared on, a publication aimed at the Accounts Receivable Management (ARM) industry.

In the article, Jonker and Horwitz cover a recent case in the Sixth Circuit, Haddad v. Alexander, Zelmanski, Danner & Fioritto, PLLC, which expanded the requirement for how a debt collector must respond to a debtor’s request for verification of a debt under the Fair Debt Collection Practices Act (FDCPA), creating the most consumer-friendly verification standard ever.

Jonker and Horwitz point out that debt collectors must address several issues in light of Haddad to ensure their compliance management system is updated to meet this new verification standard and otherwise comply.

To read this article in its entirety, click here.