Fintech, Payments, and Digital Commerce


The internet is integral to the way people spend, invest, and lend money, and that has brought revolutionary change to the financial services industry. Regulators struggle to keep up as companies and investors seek new opportunities.

If you are looking to develop, launch, or expand your financial services offerings online, you need trusted legal counsel that understands what you face. With tech-savvy banking attorneys supported by a deep bench of litigators, former regulators, and deal closers, Dykema is a trusted firm for companies operating financial services online.

ALERT: FFIEC Updates Authentication Guidance for Internet-Based Financial Services

Banks offering services online run the risk of being liable for unauthorized transfers unless a customer’s written acknowledgement waiving certain security procedures is obtained. Here’s what you should know.


Our team supports clients developing products and services across a number of fintech verticals, from mobile payments to online lending to regulatory technology. And the list is always growing as our clients seek opportunities and innovations.

Our clients include:

  • Start-up and emerging growth companies
  • Digital commerce and mobile payments companies
  • Retailers
  • Banks and financial institutions
  • Investors
  • Transactions processors and software developers

We were among the first to understand that by digitizing the transmission, receipt, and processing of payments, we could help our clients offer “anywhere commerce.”

They rely on us for a full range of legal advice, from regulatory compliance to closing the deals to hardware and software development and protecting IP assets.

Our decades of experience in traditional banking, together with our cutting-edge understanding of emerging systems and technologies, enable us to help a wide array of clients turn digital opportunities into business realities.

We also help with:

  • Product and program launches, including product design, fees, terms and conditions of use
  • Processing and vendor agreements, including back-office and platform vendors
  • Co-branded and strategic partner agreements
  • State licensing requirements and exemptions
  • State unclaimed property laws and compliance
  • Federal BSA and AML compliance policies, procedures and controls
  • Third-party distribution networks

Latest News and Insights

Speaking Engagements5.9.24

Voice Recognition for Payments: Obligations and Rights of Customers and Financial Institutions

Scott Fryzel will serve as a featured presenter for Smarter Faster Payments 2024, which takes place…

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Press Mentions1.17.24

"Beware of the crypto/blockchain patent troll"

Mike Word was extensively quoted in the Fintech Nexus article, "Beware of the crypto/blockchain…

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Press Releases6.23.23

Corporate Attorney Peter F. Waltz Joins Dykema’s Milwaukee Office

Dykema, a leading national law firm, announced the addition of Peter Waltz as a Member of its…

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