Natural Disasters: Concurrent Causation and its Impact on Commercial Property and Liability Coverage

November 28, 2018

In 2017, natural disasters caused $306 billion in total damage across the United States – the largest amount for any single year. Three devastating hurricanes and multiple wildfires all contributed to the record-breaking year, raising concerns about the effects of future natural disasters. Unfortunately, 2018 is sizing up to be another record year for losses from natural disasters, and current predictions on climate change suggest that losses from natural disasters and related insurance claims will only continue to escalate.

Causation is the starting point for any insurance coverage determination. Once a cause of loss is determined, that decision forms the foundation from which all other claims issues are decided. This Dykema webinar will explore the trend of more frequent and more catastrophic natural disasters and what legal effects they have on commercial property and general liability coverage. We will explore the doctrine of concurrent causation, anti-concurrent causation clauses, and how the language of typical commercial property and liability policies may impact coverage for losses from natural disasters.

Wednesday, November 28, 2018
1:00 p.m. – 2:00 p.m. EST 

Larissa Sanchez Fields
Commercial Litigation
Member, San Antonio

Thomas E. Sanders
Commercial Litigation
Leader, San Antonio

Thomas B. Alleman
Insurance Industry Group
Director, Dallas

Click here to register

CLE accreditation is anticipated for California, Illinois and Texas. CLE and HRCI eligibility will be determined after the live webcast. If CLE accredited, we provide Uniform Certificates of Attendance and jurisdiction-specific information for those licensed in other jurisdictions. If HRCI accredited, we provide Certificates of Attendance to attendees. Please contact Sarah Minjoe at with questions.