Automotive Finance

Overview

Our Firm has grown and evolved alongside the automotive industry. Decades of knowledge and experience in this field inform our representation of automotive financial services clients.

We counsel and defend clients on federal and state laws affecting automotive finance, including the Dodd-Frank Act; the Truth in Lending Act (TILA) and Regulation Z; the Consumer Leasing Act and Regulation M; the Magnuson-Moss Warranty Act; the Fair and Accurate Credit Transactions Act (FACTA); the Electronic Fund Transfer Act (EFTA); the Electronic Signatures in Global and National Commerce Act (E-SIGN); the Uniform Electronic Transactions Act (UETA); state motor vehicle retail installment sales acts; and state unfair and deceptive acts and practices laws.

Automotive financial services clients call on us for strategic, individualized counsel and representation in proceedings against dealers and guarantors. Representative services include reviewing consumer loan, lease and insurance forms for clients; providing counseling and litigation support concerning consumer bankruptcies and debt collections; representing captive auto finance companies and other motor vehicle floor plan finance companies in connection with defaults resulting from dealer floor plan agreements; and advising such clients in pursuing sales out of trust and other defaults, inventory recovery—including replevin actions—actions on guaranties and notes, and dealer bankruptcies.

Speaking Engagements